Insurance adjusters sent by the carrier work for the carrier. Public adjusters work for you.
A public adjuster documents the loss independently, focusing on what is actually damaged and what the policy requires. This keeps the process centered on evidence, clarity, and the real cost of restoring your property.
Carrier Adjuster
Represents insurance company
Employed by the insurance carrier
Assigned to manage claim volume
Works within carrier guidelines
Public Adjuster
Represents insurance company
Licensed advocate for policyholders
Documents loss independently
Negotiates based on evidence
Who We Help
Property owners and contractors navigating insurance claims.
Property Owners
Residential & Commercial
Residential and commercial property owners dealing with under-scoped, delayed, or confusing insurance claims.
Your claim succeeds or fails on evidence. We document damage with construction-level detail, code requirements, and clear visuals that show what was missed or under-scoped.
Structured Negotiation
Most claim delays come from unclear communication and shifting explanations. We remove that friction by keeping negotiations focused, consistent, and grounded in evidence so issues are addressed directly and the claim stays on track.
Localized Multi-State Expertise
Building codes, weather patterns, and carrier practices vary by region. We work across Nebraska, Iowa, Colorado, Texas, and Florida, allowing us to document losses accurately and anticipate insurer responses before they slow your claim.
How it Works
Precision that optimizes claim outcomes.
01
Request your review.
Share your estimate, denial, or photos. We’ll review for the total damage, not just what shows on the surface.
02
Get a clear assessment.
We speak contractor and carrier. Our documentation closes gaps in policy interpretation, so you get the payment you’re due.
03
We handle the claim process.
Your time is valuable. We handle carrier communication and negotiations on your behalf, keeping you informed on progress.
Our fee comes from the settlement we secure from your insurance carrier, not from your pocket. If you’ve received a settlement offer but haven’t accepted it, we can review it and tell you whether the evidence supports a larger payout.
Residential Hail Claim
Omaha, Nebraska
CARRIER ESTIMATE
$8,450
FINAL OUTCOME
$24,780
+193%
Key Documentation:
Documented hail impact patterns across the entire roof system
Identified undervalued ridge cap and ventilation replacement
Corrected square footage calculation error
Added code-required underlayment upgrade
Residential Hail Claim
Omaha, Nebraska
CARRIER ESTIMATE
$37,200
FINAL OUTCOME
$89,340
+140%
Key Documentation:
Documented concealed structural damage and microbial growth
Quantified business interruption and equipment downtime
Added HVAC system contamination remediation
Corrected material specifications to match existing finishes